What Single Men Need to Know About Personal Finance

The rules for dating pool-ready men are changing, especially when it comes to the financial side of life. Gone are the days where you should feel expected to provide for a woman that you’re not even dating. Paying for dinner and drinks? That’s not necessarily the case anymore. The troubled economy is making a lot of men take stock in their financial lives, trying to figure out if there’s ever going to be a happy ending. While you might want to rise higher in your career, you also need to think about the type of future that you want. For most men, the dream is a house and a family — including a beautiful wife that will become the mother of their children. In order to get this life, you have to look at your financial life a bit differently than in the past.

The need for a financial blueprint is strong. You can’t say that you have your finances in check when you don’t know the numbers. It’s tempting to believe that you really have everything covered, but is that really the case? You could find that you’re just not handling things as well as you used to. This means that you’re going to need to really make sure that you can definitely take care of everything that needs to be addressed. Otherwise, you’ll get caught behind.

Personal FinanceWhen it comes to dating, you need to make sure that you let a woman know where you stand. If you’re trying to pick up the pieces after a divorce that has left you without a lot of money, you need to be honest. If a woman can’t handle that type of answer, she’s probably not going to be the right person for you. You have to make sure that you’re getting with someone that understands your needs, and is willing to compromise. Someone that lives only for flowers and candy isn’t going to be a good long term partner anyway. After all, what are they going to do when things get rough? What are they going to do when there are challenges ahead? What are they going to do when they need to support you more than ever before? You can’t just assume that everything will be fine. There will always be challenges along the way. It’s how we address those challenges that really makes a difference.

Even though it might be painful, you need to start by looking at your budget right now. Are you spending within your means, or do you constantly play catch up? Do you stress about your bills? Have you been putting off asking for that raise or promotion because you’re scared that you’ll be rejected? These are all things that can make or break your financial blueprint. You have to make sure that you’re looking through just about every scenario when it comes to your good name — at least in the financial world.

Credit has a role, but you don’t want to overdo it. If you do find someone serious to marry, you have to think about how much money you’ll actually spend on the wedding. It’s something that really can make a difference in your finances as well. Hopefully by the time you’re thinking about getting married to someone, you’ll be in a better financial state. You also want to have a serious talk about finances with your partner. That’s the only way that you’re honestly going to be able to get things taken care of the right way. Talking about money is never easy for people — men included — but it’s something that has to be done.

It’s all about fulfilling your own dreams and making your own choices. The more that you can do that, the more likely it is that you’ll have everything else covered. After all, you only get one life to live — you might as well make it a good one.